Fees and Insurance Houston Therapy
Houston Therapy is a private-pay, out-of-network psychotherapy and psychological assessment practice in Houston, Texas. We believe fees should be clear before you begin care, so we provide information about our costs, payment policies, and out-of-network insurance reimbursement below.
Individual therapy typically ranges from $125 to $325 for a 50-minute session, depending on the clinician's training, licensure, and experience.
Every Houston Therapy clinician also offers a free 15-minute phone consultation. There is no cost to speak with us about what you are looking for, ask questions, or determine whether a particular therapist may be a good fit.
Therapy Fees
Individual Therapy
Individual psychotherapy ranges from $125 to $325 for a 50-minute session, depending on the clinician.
Fees vary across our team based on each therapist's training, credentials, experience, and areas of specialization.
You can view individual fees on our therapist profiles, or our intake coordinator can help you find someone whose expertise, availability, and fee fit what you are looking for.
Learn more about individual therapy at Houston Therapy.
Couples, Family & Specialized Services
Fees for couples counseling, family therapy, group therapy, executive coaching, Ketamine-Assisted Psychotherapy, and other specialized services vary depending on the clinician and type of service.
Our intake coordinator can provide the current fee before you schedule.
Call 713-936-2561 or contact Houston Therapy with questions about a particular service.
Reduced-Fee Therapy
A limited number of reduced-fee appointments may be available with some Houston Therapy clinicians.
Availability varies throughout the year and by clinician. If cost is an important factor in choosing a therapist, please let our intake coordinator know when you contact us.
Psychological Assessment Fees
Comprehensive psychological assessment typically ranges from $1,200 to $3,300, depending on the type and complexity of the evaluation.
Assessment costs can vary based on factors including:
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The type and number of psychological tests required
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The length and complexity of the clinical interview
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Whether cognitive, academic, personality, or neuropsychological testing is needed
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The diagnostic questions being evaluated
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The amount of record review or collateral information required
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The purpose and scope of the written report
Before testing begins, we will explain the anticipated cost, what is included, and the expected assessment process.
Learn more about psychological testing and assessment at Houston Therapy.
Does Houston Therapy Accept Insurance?
Houston Therapy does not bill insurance directly. We are a private-pay, out-of-network practice.
Payment is made directly to Houston Therapy at the time of service. If your health insurance plan includes out-of-network mental health benefits, you may be eligible for partial reimbursement from your insurance company.
We can provide documentation, commonly called a superbill, that you can submit to your insurance company for possible reimbursement.
Reimbursement depends on your individual insurance plan and cannot be guaranteed.
Why Houston Therapy Is a Private-Pay Practice
We have chosen to work outside of insurance networks so that treatment decisions can remain primarily between you and your therapist.
Insurance coverage may depend on factors such as diagnosis, medical necessity requirements, deductibles, authorizations, session limits, and other plan-specific rules. By operating as a private-pay practice, our clinicians have greater flexibility to individualize the frequency, length, focus, and approach to treatment based on each client's needs.
This also allows us to offer specialized and longer-form services that may not fit neatly within the structure of every insurance plan.
We recognize that private-pay therapy represents a significant financial commitment. That is one reason we make our fees available in advance, offer free consultations, and provide documentation for clients who would like to use their out-of-network benefits.
Using Out-of-Network Insurance Benefits for Therapy
Many health insurance plans, particularly some PPO plans, include benefits for services provided by an out-of-network therapist or psychologist.
If your plan includes out-of-network mental health coverage, your insurance company may reimburse you for a portion of the cost after you meet any applicable deductible.
The amount reimbursed varies considerably from one insurance plan to another.
Houston Therapy cannot determine or guarantee how much your insurance company will reimburse. We recommend checking your benefits directly with your insurer before beginning treatment if reimbursement will be important to you.
What Is a Superbill?
A superbill is a detailed receipt for health care services that you have paid for.
It typically includes information an insurance company may require to process an out-of-network claim, such as:
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Dates of service
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Type of service and billing code
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Diagnosis information
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Amount paid
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Your clinician's credentials and license information
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National Provider Identifier (NPI)
You can submit the superbill to your insurance company according to its out-of-network claim procedures.
Your insurance company then determines whether the service qualifies for reimbursement and how much it will reimburse under your specific plan.
How to Check Your Out-of-Network Mental Health Benefits
Call the member services number on the back of your insurance card and ask:
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Do I have out-of-network outpatient mental health benefits?
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What is my out-of-network deductible?
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How much of my deductible have I already met this year?
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After I meet my deductible, how does my plan calculate reimbursement for out-of-network psychotherapy?
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Is there a limit on the number of therapy sessions covered each year?
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Do I need preauthorization or a referral?
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How do I submit a superbill or out-of-network claim?
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Is there a deadline for submitting claims?
It can also be helpful to write down the name of the representative, the date of the call, and any reference number provided for the conversation.
Insurance benefits and reimbursement policies can be complicated, so getting this information directly from your insurance company can help you understand what your actual out-of-pocket cost may be.
Payment for Therapy & Psychological Services
Payment is due at the time of service.
Houston Therapy accepts major credit and debit cards. HSA and FSA funds may also be used for eligible psychotherapy and psychological assessment services.
A payment method is kept securely on file through our client portal and charged according to our payment policy.
Houston Therapy does not participate with commercial insurance plans and does not accept Medicare or Medicaid.
Good Faith Estimates
Under the federal No Surprises Act, individuals who do not have health insurance or who choose not to use their insurance to pay for care have the right to receive a Good Faith Estimate of the expected cost of scheduled health care services.
A Good Faith Estimate explains the expected charges associated with your care.
You may request a Good Faith Estimate from Houston Therapy before scheduling or at any time during treatment.
If your final bill is at least $400 more than the amount listed on your Good Faith Estimate, you may be eligible to use the federal patient-provider dispute resolution process.
For additional information about your rights under the No Surprises Act, visit CMS.gov.
You may also contact Houston Therapy at 713-936-2561 with questions about the anticipated cost of your services.
Cancellation & Missed Appointments
We understand that schedules change and that illness and unexpected circumstances happen.
Houston Therapy requires advance notice when cancelling or rescheduling an appointment. Late cancellations and missed appointments may be charged according to the cancellation policy reviewed with you when treatment begins.
Because missed appointments are not clinical services, cancellation and missed-appointment fees are generally not eligible for insurance reimbursement.
If you need to change an appointment, please contact your therapist as soon as possible.
Frequently Asked Questions About Therapy Fees & Insurance
How much does therapy cost at Houston Therapy?
Individual therapy at Houston Therapy ranges from $125 to $325 for a 50-minute session, depending on the clinician's training, licensure, and experience.
Fees for couples counseling, family therapy, executive coaching, Ketamine-Assisted Psychotherapy, and other specialized services vary by clinician and service.
Does Houston Therapy accept insurance?
No. Houston Therapy is a private-pay, out-of-network practice and does not bill insurance directly.
We can provide documentation that you may submit to your insurance company for possible out-of-network reimbursement.
Can I use out-of-network insurance benefits for therapy?
Possibly. Many insurance plans include some level of out-of-network mental health coverage, but benefits vary substantially by plan.
Contact your insurance company directly to determine whether you have out-of-network benefits, your deductible, and how reimbursement is calculated.
What is a superbill?
A superbill is a detailed receipt containing information your insurance company may require when processing an out-of-network claim.
Houston Therapy can provide superbills for clients who would like to seek possible reimbursement from their insurance company.
Will my insurance reimburse me for therapy?
We cannot guarantee reimbursement. Coverage depends on your individual insurance plan, deductible, out-of-network benefits, reimbursement policies, and whether the service qualifies under your plan.
We recommend contacting your insurance company before treatment if reimbursement is important to you.
How much does psychological testing cost?
Comprehensive psychological assessment at Houston Therapy typically ranges from $1,200 to $3,300, depending on the type, scope, and complexity of the evaluation.
You will receive information about the anticipated cost before testing begins.
Can I use an HSA or FSA for therapy?
HSA and FSA funds may generally be used for eligible psychotherapy and psychological assessment services.
Does Houston Therapy offer reduced-fee therapy?
A limited number of reduced-fee appointments may be available with some clinicians.
Availability varies, so please ask our intake coordinator about current options.
Does Houston Therapy accept Medicare or Medicaid?
No. Houston Therapy does not accept Medicare or Medicaid.
Is the initial consultation free?
Yes. Every Houston Therapy clinician offers a free 15-minute phone consultation before your first appointment.
The consultation gives you an opportunity to ask questions, discuss what you are looking for, and determine whether the clinician may be a good fit.
When is payment due?
Payment is due at the time of service. A payment method is securely kept on file through our client portal.
Questions About Fees or Insurance?
You should know the cost of care before you commit to it. Our intake coordinator can answer questions about clinician fees, reduced-fee availability, psychological assessment costs, and the documentation we provide for out-of-network reimbursement.
Contact Houston Therapy
Call 713-936-2561
Schedule a Free 15-Minute Consultation
Houston Therapy
Houston Therapy
4646 Wild Indigo St #150
Houston, Texas 77027
Phone: 713-936-2561
Email: Info@Houston-Therapy.com
Fax: 713-489-1159
Hours:
Monday–Friday: 8am–8pm
Saturday: 8am–3pm
Private-Pay Therapy, Counseling & Psychological Assessment in Houston, Texas
In-person therapy and psychological services in Houston. Telehealth available throughout Texas.